Why Should I Have a Video Inventory of My Home or My Business
Frequently Asked Questions
Q. What is a home inventory?
A. A home or business inventory is a detailed video of all your personal property. In the case of the Plus Plan and the Premium Plan we create a list of personal property located in your home or business. You should also include property that you have stored elsewhere, perhaps in a storage area, warehouse or a garage on the premises. Personal property is loosely defined in the insurance industry as anything you own which is not a permanent part of your dwelling, out buildings or land.
Residential: For a home your detailed video should include: Furniture, Jewelry, Artwork, Antiques, Appliances, Kitchen Contents, clothes, carpets, drapes, computer equipment, television sets, audio or audiovisual equipment, musical instruments, clocks, mirrors, linens, lawn mowers, tools, sports equipment, and any other items of value.
Commercial: For a business or church your list should include: all merchandise in stock and storage areas, front shelves, cold storage, tables, chairs, vending equipment, cash registers, video security equipment, office equipment and other items of value.
Q. Why do I need your service?
A. Our service helps to ensure that you receive the proper settlement from your insurance company at the time of a claim. The detailed video will help to identify your property to the police department, in the even of theft or natural disaster. In addition, it is great value for estate purposes, secondary or vacation homes, or if you plan to move or place your property in storage.
Q. Why can’t I do this myself?
A. There is no reason you cannot perform your own inventory. We encourage you to do so. Unfortunately even with the best intentions an inventory often gets put off or uncompleted until it is too late. Our service is fast, complete, and affordable. Also, having a third party do your inventory also adds credibility to the documentation and may require less additional proof during claims processing or estate discussions.
Q. How will you Document my personal property?
A. We’ll complete a detailed video of all your personal property. In the case of the Plus Plan and the Premium Plan a list including description, make, model, serial numbers, and/or other pertinent information to better identify your property. In addition, we take digital photos of all non-standard items as needed for proper documentation.
Q. What do we do with your inventory data?
A. We download the information onto our secured database using a numbering system to ensure your privacy. We then transfer the data onto a non-rewritable DVD’s (80 year shelf life) and the DVD is supplied to you. Having this information in different locations will provide a secure system to prevent the loss of pertinent information required to process and maximize your claim or identify your property in the event of theft.
Q. How long will the initial home inventory take?
A. An average home or office 1,800-2,000 square feet, can be inventoried in just a few hours. Larger properties, extensive collections, garages, and any additional buildings on the property, depending on the contents would require additional time. Because we are prepared to document your belongings quickly and efficiently, our services are surprisingly affordable. In addition, you can customize your service to meet your particular requirements.
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